Loan Products & Services

Flexible commercial real estate financing tailored to your needs. Private money solutions with competitive rates and fast closings.

Our Lending Programs

We offer flexible financing solutions for commercial real estate investments across multiple property types and situations.

$200K+

Minimum Loan Amount

90%

Max CLTV (10% Down Program)

30 Years

Maximum Loan Term

Nationwide

Lending Coverage

Special Private Money Fund Available

Please ask about our special private money fund for all property types as low as $200,000. Up to 70% LTC (60-65% Special Use properties) with a 30 year amortization and 5 year fixed rate.

10% Down Loans - 90% CLTV

Our most popular program - Express approvals with minimal down payment

Commercial Bridge Loans

Short-term financing for acquisition, refinance, or value-add properties

Loan Terms

• 6 to 36 months
• Interest-only payments
• Flexible extension options

Loan Amount

• $200,000 minimum
• No maximum limit
• Up to 75% LTV
• Up to 90% CLTV

Best For

• Quick acquisitions
• Cash-out refinance
• Foreign Nationals and ITIN

Commercial Purchase Loans

Acquisition financing for income-producing commercial properties

Loan Terms

• 30 year fixed
• 30 year amortization
• Express approvals

Loan Amount

• $200,000 minimum
• Up to 75% LTV
• Based on property value

Best For

• Portfolio expansion
• 1031 exchanges
• Foreign Nationals and ITIN

Commercial Refinance

Refinance an existing commercial mortgage to improve terms or access equity

Loan Terms

• Flexible term lengths
• Rate and term options
• Cash-out available

Loan Amount

• Based on current value
• Up to 75% LTV
• Up to 90% CLTV
• Payoff existing mortgage

Best For

• Lowering payments
• Accessing equity
• Foreign Nationals and ITIN

Property Types We Finance

We provide financing across a wide range of commercial property types, each with tailored lending criteria.

Multifamily Apartments

Up to 75% LTV / 90% CLTV

5+ units, Class A-C properties, 30-year terms

Mobile Home Parks

Up to 70% LTV

Conventional & private financing, rural locations allowed

Retail Centers

Up to 70% LTV / 90% CLTV

Strip malls, shopping centers, franchised & non-franchised

Hotels & Motels

Up to 80% LTV

Full service, limited service, flagged & non-flagged

Office Buildings

Up to 65% LTV / 90% CLTV

Single and multi-tenant office properties

Industrial

Up to 70% LTV / 90% CLTV

Warehouses, distribution, manufacturing, immediate funding

Self-Storage

Up to 70% / 90% CLTV

Climate controlled and standard units, seller carry options

Mixed-Use

Up to 75% LTV / 90% CLTV

Combination residential and commercial

Special Purpose

Up to 80% LTV

Gas stations, car washes, restaurants, daycare, marinas

Important Property Exclusions

We apologize but we are not able to accommodate construction, land, churches, or environmentally challenged properties.

Our Lending Process

From application to closing, we've streamlined our process to be as fast and efficient as possible.

Application

Submit online application with property details

Review

Initial review and express approval within 24-48 hours

Underwriting

Due diligence, property valuation, and documentation

Clear to Close

All conditions met; loan cleared and ready to fund

Closing

Fast closing and funding of your loan

Basic Requirements

Borrower Requirements

✓Commercial real estate experience preferred
✓Adequate liquidity and reserves
✓Credit challenges considered case by case

Property Requirements

✓Commercial or income-producing property
✓Property value minimum $250,000
✓Located in the United States
✓Marketable and insurable

Note: These are general guidelines. Each loan is evaluated individually, and we may make exceptions based on the overall strength of the deal, property location, and borrower experience. Contact us to discuss your specific situation.

Ready to Get Financing?

Start your application today or contact us to discuss which loan product is right for your commercial real estate investment.

Start Application Speak to a Specialist